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TrekSage Insurance

TERMS & CONDITIONS

Effective Date: September 15, 2025

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Welcome to the TrekSage Insurance website (“Website”). These Terms and Conditions (“Terms”) govern your access to and use of our Website and services. By accessing or using our Website, you agree to be bound by these Terms and our [Privacy Policy]. If you do not agree, you should not use our Website.

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1. Use of Website

  • The Website and its contents are intended for lawful purposes only.

  • You agree not to use the Website in any way that could harm, disable, or impair its functionality or interfere with others’ use.

  • You may not attempt to gain unauthorized access to any portion of the Website, its systems, or the information of other users.

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2. No Guarantee of Coverage or Advice

  • The information on this Website is provided for general informational purposes only and does not constitute legal, financial, or insurance advice.

  • Submitting information through our Website (e.g., requesting a quote) does not create a binding insurance contract. Coverage is not effective until confirmed in writing by TrekSage Insurance and/or the applicable insurance carrier.

  • You are responsible for reviewing all policy documents, terms, exclusions, and conditions provided by the carrier.

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3. Intellectual Property

  • All content on this Website—including text, graphics, logos, images, and design elements—is the property of TrekSage Insurance or its licensors and is protected by copyright, trademark, and other intellectual property laws.

  • You may view, download, or print content for personal, non-commercial use only. Any other use, including modification, reproduction, or distribution, without our prior written consent, is prohibited.

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4. Links to Third-Party Websites

  • The Website may contain links to third-party websites for your convenience. We are not responsible for the content, accuracy, or practices of those websites. Accessing them is at your own risk.

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5. Disclaimer of Warranties

  • The Website is provided “as is” and “as available.” TrekSage Insurance makes no representations or warranties of any kind, express or implied, regarding the Website, its content, or the availability of insurance products.

  • We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

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6. Limitation of Liability

  • To the fullest extent permitted by law, TrekSage Insurance, its officers, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website or reliance on its content.

  • This limitation applies even if we were advised of the possibility of such damages.

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7. Indemnification

You agree to indemnify, defend, and hold harmless TrekSage Insurance, its affiliates, and employees from any claims, liabilities, damages, losses, or expenses (including attorneys’ fees) arising out of your use of the Website or violation of these Terms.

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8. Text Messaging and Communications

  • Standard Messaging Disclosures:

  • Message and data rates may apply.

  • Opt out at any time by texting "STOP."

  • For assistance, text "HELP" or visit our [Privacy Policy link] and [Terms and Conditions link] pages.

  • Message frequency may vary.

  • By providing your mobile phone number to TrekSage Insurance, you expressly consent to receive text messages (SMS/MMS) from us regarding quotes, policy information, billing reminders, claims updates, and other account-related communications. The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

  • Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.

  • Message frequency may vary. You may receive up to 2 SMS messages per week regarding your appointments or account status.

  • If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

  • You may opt in to receive SMS messages from TrekSage Insurance by submitting an online form.

  • You may opt out of receiving text messages at any time by replying “STOP” to any message you receive from us or by contacting us directly.

  • If you are experiencing any issues, you can text "HELP", or you can get help directly from us at www.treksage.com.

  • TrekSage Insurance is not responsible for delayed or undelivered messages due to carrier issues or technical problems.

  • Text messaging is intended for convenience only and does not replace official policy documents, notices, or legally required communications.

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9. Changes to Terms

We reserve the right to update or modify these Terms at any time. Any changes will be effective immediately upon posting. Your continued use of the Website after changes are posted constitutes acceptance of the updated Terms.​

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10. Contact Information

For questions regarding these Terms, please contact us:

TrekSage Insurance
Email: mariacalhoun@treksage.com
Phone: 803-830-7211

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